PIP Lawyers Orlando
627.736 Required personal injury protection benefits; exclusions; priority; claims.—
(1) REQUIRED BENEFITS.—An insurance policy complying with the security requirements of s. 627.733 must provide personal injury protection to the named insured, relatives residing in the same household, persons operating the insured motor vehicle, passengers in the motor vehicle, and other persons struck by the motor vehicle and suffering bodily injury while not an occupant of a self-propelled vehicle, subject to subsection (2) and paragraph (4)(e), to a limit of $10,000 in medical and disability benefits and $5,000 in death benefits resulting from bodily injury, sickness, disease, or death arising out of the ownership, maintenance, or use of a motor vehicle as follows:
(a) Medical benefits.—Eighty percent of all reasonable expenses for medically necessary medical, surgical, X-ray, dental, and rehabilitative services, including prosthetic devices and medically necessary ambulance, hospital, and nursing services if the individual receives initial services and care pursuant to subparagraph 1. within 14 days after the motor vehicle accident… (Rest of the statute omitted)
Personal Injury Protection (“PIP”)
If you are involved in a car accident, time is not on your side. Personal Injury Protection (“PIP”) is required for every driver in the State of Florida. PIP provides you benefits that cover your medical expenses and lost wages for injuries that you suffer in a car accident, regardless of who is at fault. In Florida, your insurance company is required to cover up to eighty percent (80%) of your medical expenses if you have PIP.
There is one important detail that a Florida driver must be aware of. In Florida, a motorist only has 14 days from the date of the motor vehicle accident to seek medical treatment in order for your insurance company to be required to provide you with any benefits from your PIP coverage. If you do not seek treatment within 14 days, your insurance provider is not required to cover any of your medical expenses or lost wages (though you still may be able to pursue a claim against the other driver).
If you have been involved in a car accident and feel you may have suffered some injuries, it is best for you to seek medical treatment as soon as possible to avoid forfeiting the benefits you are entitled to. The PIP Lawyers Orlando at Smith and Eulo Law Firm PLLC know how much an accident can affect a person’s life. If you have been in an accident call the attorneys at Smith and Eulo and let us help you to obtain the benefits and compensation that you may be entitled to. Call PIP Lawyers Orlando today! 407-930-8912. www.SmithandEulo.com