PIP Limits: Orlando Car Accident Attorney
PIP Limits: The amount of personal injury protection you are covered for under an insurance policy. Something you don’t necessarily hear about in a personal injury case is that you may be on the hook for the medical bills over your PIP Limits. Allowing a person to continue seeking expensive treatment regardless of cost doesn’t necessarily affect the lawyer’s bottom line, and often helps the lawyer build a stronger case to make a larger sum. However is this necessarily in the Client’s best interest?
- Considering PIP Limits: A good lawyer will know a clients goals, and will help to work within PIP Limits to make sure that their client gets back to a level of functioning that they are happy with, while also saving money on the settlement so that they are covered for future medical bills as they may arise.
- For example, consider a person who has a PIP limit of $10,000. They are going to a chiropractor and they improve to about 90% of their function after the PIP limit of $10,000 has spent. If they continue going and spend about another $10,000 they may restore themselves to 92%. Is it worth $10,000 to restore an extra 2%? This is a decision that a client should be allowed to make. If the case ultimately settles for $25,000, consider that in the second scenario the first $10,000 is going to be going to the Chiropractor, about $8,000 to the lawyer, and only $7,000 to the client. Is that fair? The client is permanently disabled and yet received less than ANYONE in the process. However, if the lawyer and client made a decision to stop at 90% based on practical considerations, the client would be walking away with about $17,000 with virtually the same level of recovery. These are important considerations.