Orlando Personal Injury Lawyers

What is Personal Injury?

Personal injury is defined as an injury caused to the mind, body or emotions of an individual. This can be through a dog bite from a neighbors chihuahua or an accident on I-4 W. In 2018 there were 401,851 accidents in the state of Florida, these were accidents caused by drivers, motorcyclists and bicyclist.

Out of those accidents, there were 254,484 injuries and 3,150 deaths. Those injured individuals would have had to go to the hospital and possibly had to fill out a personal injury claim. Eventually they would have received a settlement that would cover their medical expenses and any other expenses caused by the accident.

Types of personal injury cases

PIP

In Florida, you are required to have insurance and personal injury protection (PIP). This insurance coverage is meant to protect you and any party with you in an accident. PIP coverage covers not only medical bills but hospital and funeral costs in the event that a fatality was caused.

After all deductibles are covered PIP will cover up to 80% of certain medical expenses. Unfortunately, PIP has a limit of how much can be used and the rest you may have to pay out of pocket.  

PIP will pay 80% of the following services

  • Out-of-pocket prescriptions
  • X-rays
  • Dental work
  • Rehabilitation
  • Ambulance, hospital and nursing costs

What is a settlement?

When you file a personal injury lawsuit you have to keep record of your recovery. Log your doctor appointments and any expenses you may have due to the injury.

Consult with your personal injury attorney about settling and they will send a demand letter with what they believe would be a good amount. The settlement should cover any current or future expenses and then some. A settlement can take a few weeks or a few months to figure out.

The average amount for personal injury settlements are anywhere between $3,000 to $75,000. The amount you receive from your settlement can be determined by how bad the injuries were, are there any life sustaining injuries, and how negatively has your life been impacted because of the accident.

You might get a higher settlement if the injury severely impacted your livelihood. For example, a dog biting a surgeon and damaging the nerves in their hand causing them to not be able to hold a scalpel.

The best way to increase your settlement is to do the following:

  • Preserve evidence (photos, videos, documents, etc.)
  • Get medical treatment
  • Keep record of all appointments you attended, and services done
  • Record any surgeries or procedures needed
  • Keep track of any expenses made and save all of your bills
  • Keep a recovery journal
  • Document how much work you’re missing
  • Calculate pain and suffering
  • Hire a personal injury attorney

Why hire an attorney?

A personal injury attorney will be the main point of contact between you and the insurance companies. You wouldn’t have to worry about dealing with the calls or meeting with the insurance. Your attorney will be making the calls and negotiations.

Nothing is done without your approval; the main focus is you and your recovery. When you decide to settle you will meet with your lawyer and they will let you know how much they will ask for. They will then send the demand letter and you will receive your settlement.